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  3. What is transportation insurance? Why is it so important?

What is transportation insurance? Why is it so important?

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问题 What is transportation insurance? Why is it so important?
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答案Transportation insurance is a type of insurance used for the cargoes transported．The cargoes are not transported only by marine ships，but also by air，road，rail and inland water way．In overseas trade，the geographical gaps ate great，and the trans-port is multi-modal，that is to say，we must combine road，rail，sea and air in almost all cargo movements to some extent．Similarly the time gap is great between production and consumption．In bridging both the geographical gap and the time gap serious risks have to be run．And it is in this frameworks that the insurance underwriters operate to carry the risks which otherwise would have to be borne by the producers．
解析 货物保险是主要保险的一种，货物运输不仅仅是通过海洋运输，同样也会通过公路、铁路和内陆水道运输。在对外贸易中，地域间隔大，运输方式多种多样——这就是说，几乎在所有的货物运输中，我们必须在某种程度上联合使用公路、铁路、海洋和航空运输。生产和消费之间同样也存在巨大的时间差距。要弥补这种时间和地域上的差距，就要冒很大风险。保险公司就是在这种情况下承担起了风险，否则，生产厂家就只能自己承担风险。
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