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  3. Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at

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问题     Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very【C1】______.
    The amount of money that parents give to their children to spend as they wish differs from family to family. 【C2】______is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
    In any case, parents should make clear what, if anything, the child is expected to pay for with the money.
    At first, young children may spend all of their allowance【C3】______after they receive it. If they do this, they will learn the hard way that spending must be done within a【C4】______. Parents are usually advised not to offer more money until the next allowance.
    The object is to show young people that a budget demands choices between【C5】______and saving. Older children may be【C6】______enough to save money for larger costs, like clothing or electronics.
    Allowances give children a chance to experience the things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save and maybe even【C7】______it.
    Saving helps children understand that costly goals require【C8】______: you have to cut costs and plan for the future.
    Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer【C9】______to help children and teenagers learn about personal【C10】______.
A)budget B)loans C)spending D)patience
E)costly F)responsible G)secure H)cheap
I)sacrifice J)Timing K)limit L)soon
M)services N)invest O)finance
【C9】
选项
答案M
解析 此处应填名词。该句意为“许多银行为儿童和青少年提供 ”。选项中services“服务”符合句意，而loans“贷款”文中并没有出现类似概念，和本段前一句“开启孩子们未来储蓄和投资的大门”中的saving和investing意义相反，所以排除。
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