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  3. Cheap long distance, the ability to spoof caller ID(来电显示)and the credit crisis are being used to facilitate a scam called vishin

Cheap long distance, the ability to spoof caller ID(来电显示)and the credit crisis are being used to facilitate a scam called vishin

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问题     Cheap long distance, the ability to spoof caller ID(来电显示)and the credit crisis are being used to facilitate a scam called vishing. Although telephone(telemarketing)scams are nothing new, the term vishing probably came about because advances in telephone technology are being used to depart unsuspecting people of their hard-earned money.
    The term fishing was coined from the word phishing. Internet scammers phish the waters of the Internet using spam e-mail as bait. Once a person falls for their "too good to be true" lure, personal and financial information is stolen using social engineering(trickery)or malicious software designed to data-mine the information right off the infected machine. The personal and financial information is then used to commit financial crimes, which is often referred to as identity theft.
    In the past week, I’ve received several calls where a computerized voice informs me that the offer to lower my interest rate is almost over. It then says to press " 1" if I want to lower my interest rate.
    I went ahead and pressed the number "1" to see what this "too good to be true" offer was all a-bout. After a few seconds, a female voice came on and asked me if I was interested in lowering my interest rate. I told her I was and she asked me for the 800 number of my financial institution so she could verify my eligibility. Since this is public information. I went ahead and gave one to an institution I no longer do business with. While I was digging up the number on the Internet, she made a lot of inquires about how many lines of credit I was behind on. After providing her with the 800 number , she asked me to give her all the credit card numbers that I wanted to lower the interest rate on.
    At this point, I had very little doubt I was dealing with a scam designed to steal credit card numbers. At no point did she identify a financial institution—and besides that—no financial institution would make a cold call and ask for credit card numbers. Additionally, when was the last time a financial institution offered to lower an interest rate to an existing customer unless they were being bailed out by the government(taxpayer)?
    I asked if she felt good about ripping people off and if I could speak to her supervisor. Of course, I was never referred to a supervisor and after cursing at me, she hung up. Trust me, from the vulgar language that was expressed, this call was not being recorded for training purposes!
    Comment 1 :
    I’ve been getting this call for a while now. Today, I actually pushed one and when I asked the guy if he worked for capital one he said no and called me stupid that capital one was a bank, then continued to be ugly, finally hanging up on me. I tried to get more information but to no avail, thus the search on google. Thanks for blogging about this.
    Comment 2:
    Yes, just today I received that call to reduce my interest rate, she asked me for the 188# on the back of my credit card, when I said she can call me back after I get her credentials she hung up on me very abruptly end of that.
    Comment 3:
    We are getting the same calls but they say press 9 and it connects you to an operator. They just hang up on you if you sound too smart. This last one I tried to follow along with the scam but still got hung up on. Have reported it to the "do not call" website perhaps they will find them one day and can use the complaints to arrest them.
    Comment 4:
    Thanks for blogging about this. I received this call too, they hung up on me when I asked them to take me off the list. This happened right after opening a very official looking scam letter about property tax reassessment(return address of PO Box 25519 in LA, CA). Scams are on the rise indeed!
From the complaints made in Comment 3, we learn that______.
选项 A、the callers are prepared for all kinds of questions
B、the information of scammers can not be tracked
C、they cut the phone when you ask clever questions
D、the victim can get lost money back one day
答案C
解析 推断题。根据评论3里面的第二句话“They just hang up on you if you sound toosmart．”可知，如果你的言谈让人感觉你是个聪明人，那么犯罪分子就会挂电话。hungup是挂电话的意思。选项A说打电话者对所有问题都做了充分准备，太绝对。B和D原文没有提到。故选C。
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