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  3. Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all paymen

Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all paymen

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问题     Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.【C1】________, a true cashless society is probably not around the corner. Indeed, predictions of such a society have been【C2】________for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment "would soon revolutionize the very【C3】________of money itself," only to【C4】________itself several years later. Why has the movement to a cashless society been so【C5】________in coming?
    Although electronic might be more convenient and may be more efficient than a payments system based on paper, several factors work【C6】________the disappearance of the paper system. First, it is very【C7】________to set up the computer, card reader, and telecommunications networks necessary to make electronic money the【C8】________form of payment. Second, paper checks have the advantage that they【C9】________receipts, something that many consumers are unwilling to【C10】________. Third, the use of paper checks gives consumers several days of "float"—it takes several days【C11】________a check is cashed and funds are【C12】________from the issuer’s account, which means that the writer of the check can earn interest on the funds in the meantime.
    【C13】________electronic payments are immediate, they eliminate the float for the consumer.
    Fourth, electronic means of payment【C14】________security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information【C15】________there. The fact this is not an【C16】________occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and【C17】________from someone else’s accounts. The【C18】________of this type of fraud is no easy task, and a new field of computer science is developing to【C19】________ security issues. A further concern is that the use of electronic means of payment leaves an electronic【C20】________that contains a large amount of personal data on buying habits. There are concerns that government, employers, and marketers might be able to access these data, thereby violating on our privacy.
【C18】
选项 A、consideration
B、prevention
C、manipulation
D、justification
答案B
解析 本填空之后的信息this type of fraud指代的就是此前讲述的黑客侵入电子支付系统的行为，并且说明这不是容易的(no easy task)，最合适的答案是B项prevention(阻止)，即阻止这种欺诈并不是容易的，这样才能说明电子支付的缺陷。A项consideration(考虑)、C项manipulation(操纵)和D项justification(正当的理由)与this type of fraud均不能形成符合题意的搭配。
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