首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
The Supreme Court’s recent decision allows regional interstate banks to do away with one restriction in America’s banking operat
The Supreme Court’s recent decision allows regional interstate banks to do away with one restriction in America’s banking operat
admin
2010-02-20
86
问题
The Supreme Court’s recent decision allows regional interstate banks to do away with one restriction in America’s banking operation, although many others still remain. Although the ruling does not apply to very large money-center banks, it is move in a liberalizing direction that could at last push Congress into framing a sensible legal and regulatory system that allows banks to plan their future beyond the next court case.
The restrictive laws that the courts are interpreting are mainly a legacy of the bank failures of the 1930s. The current high rate -- higher than at any time since the Great Depression -- has made legislators afraid to remove the restrictions. While legislative timidity is understandable, it is also mistaken. One reason so many American banks are getting into trouble is precisely that the old restrictions make it hard for them to build a domestic base large and strong enough to support their activities in today’s telecommunicating round-the-clock, around-the-world financial markets. In trying to escape from these restrictions, banks are taking enormous, and what should be unnecessary, risks. For example, would a large bank be buying small, failed savings banks at inflated prices if federal law and states’ regulations permitted that bank to expand through the acquisition of financially healthy banks in the region7 Of course not. The solution is clear American banks will be sounder when they are not geographically limited. The House of Representative’s banking committee has shown part of the way forward by recommending common-sensible, though limited, legislation for a five-year transition to nationwide banking. This would give regional banks time to group together to form counterweights to the big money-center banks. Without this breathing space the big money-legislation should be regarded as only a way station on the road towards a complete examination of American’s suitable banking legislation.
The author argues that the change to a nationwide banking systems should be _______.
选项
A、gradual, so that regional banks have a chance to compete with larger banks
B、postponed, until the consequences can be evaluated
C、immediate, because we cannot afford any more bank failures
D、accelerated, to overcome legislative fear
答案
A
解析
该题问:作者认为对全国银行体制的改变应该怎样?A项意为“循序渐进的,以便地区银行可以和一些大银行竞争”。最后一段指出,道理是明摆着的,废除地区性限制,美国银行业的发展会更健康。众议院提议实行五年的放开国内区域性限制的转换期(transition),这项提案虽然有其局限,但却颇有道理(commonsensible),可以将银行改革推进一步。这种做法可以给地方银行重组的时间,以便同大金融中心银行相抗衡,因为,如果没有这一喘息机会,大金融中心银行很快就会占领全国。
转载请注明原文地址:https://www.kaotiyun.com/show/5OvO777K
0
专业英语八级
相关试题推荐
A、Thevegetarians.B、Thegovernments.C、Thelobbygroups.D、TheAmericanDieteticAssociation.C
Eightthousandyearsago,forestscoveredmorethan23millionsquaremiles,orabout40percentofEarth’slandsurface.Today,
Ingeneral,oursocietyisbecomingoneofgiantenterprisesdirectedbyabureaucraticmanagementinwhichmanbecomesasmall,
A、Itisajobyoudoinyourlife.B、Itisthepatternofworkandwork-relatedactivitiesthroughoutalifetime.C、Itisajob
A、Theanxietythatresultsfromlosingallthefamiliarsignsandsymbolsofsocialcommunication.B、Theanxietythatotherswil
ClimatechangethreatenssustainabledevelopmentandalleightMillenniumDevelopmentGoals.Theinternationalcommunityagreed
Throughoutthenation’smorethan15,000schooldistricts,widelydifferingapproachestoteachingscienceandmathhaveemerged
Goodmorning.Thediscussiontopicfortoday’sseminaris"HomelessnessinAmerica."IntheUnitedStates,homelessnesshas【C1】
ItcanbeinferredfromthefirstparagraphthatAccordingtoJamilSalmi,for-profituniversitiesare
随机试题
生物-心理-社会医学模式的特点为
腕管综合征患者,可表现为()。
甲欲杀死乙,向乙连砍数刀后,见乙倒地后没有再动,以为乙已死,遂逃离现场,乙被人及时抢救未死。甲的行为属于()。
《入境货物报检单》上的()指货物的标记号码,应与合同、发票等有关外贸单据保持一致。
在电话访问时,为了取得访者的合作,应当首先简明陈述打此电话的目的。()
(2017年)2017年5月企业销售一批商品,已确认收入及现金折扣1000元。6月,因商品发生质量问题,全部商品被退回。2017年6月该企业发生商品退回时,关于现金折扣的相关的会计处理正确的是()。
甲企业2011年10月31日生产成本借方余额50000元,原材料借方30000元,材料成本差异贷方余额500元,委托代销商品借方余额40000元,工程物资借方余额10000元,存货跌价准备贷方余额3000元,则资产负债表“存货”项目的金额为()元。
关于曲式中的“再现”,下列说法错误的是()。
根据以下资料。回答问题。2006年至2011年全年我国农村居民人均纯收入分别为3587元、4140元、4761元、5153元、5919元、6977元;城镇居民人均可支配收入分别为11759元、13786元、15781元、17175元、19109元
A.条件(1)充分,但条件(2)不充分.B.条件(2)充分,但条件(1)不充分.C.条件(1)和(2)单独都不充分,但条件(1)和条件(2)联合起来充分.D.条件(1)充分,条件(2)也充分.E.条件(1)和(2)单独都不充分,条件(1)和条件(2
最新回复
(
0
)