2. 外语
  3. Write a composition entitled Chinese Elders’ Habit on Saving and Spending. You should write at least 120 words but no more than

Write a composition entitled Chinese Elders’ Habit on Saving and Spending. You should write at least 120 words but no more than

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问题 Write a composition entitled Chinese Elders’ Habit on Saving and Spending. You should write at least 120 words but no more than 180 words according to the outline given below in Chinese:

    1．上图为x市60岁以上市民富余收入支配情况的调查，请简述该图；
    2．请说明该现状的原因，即为什么大部分老年人倾向于多储蓄，而不是消费或投资；
    3．你对老年人收入支配习惯的看法，如是鼓励继续储蓄，还是鼓励多消费，或多投资等。
选项
答案 Chinese Elders’ Habit on Saving and Spending Recently a survey was conducted in X city among people over 60, on their disposal of incomes apart from daily expenses. Not surprisingly, 70% of the interviewees replied that they would deposit the money, while only about 20% and 10%, respectively, said they would spend it or use it for investment. Why is the situation so? On the one hand, the senior citizens are accustomed to a simple way of life and sometimes don’t know what to buy besides necessities. On the other hand, they like to save up for a rainy day, as illnesses often come with age. While putting the money in banks generates steady interests, with the interest rate rising, investment seems rather risky. Personally, I think the elders should spend more. First, they can enjoy life better after years of hard work, as a reward. Second, it can also boost national economy. The senior citizens constitute a growing proportion of the population, so their contribution in total consumption is considerable. In this sense, a penny spent will actually be "a penny gained".
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