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  3. A college degree has long been recognized as a great equalizer, a path for minorities to help bridge the economic chasm that sep

A college degree has long been recognized as a great equalizer, a path for minorities to help bridge the economic chasm that sep

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问题     A college degree has long been recognized as a great equalizer, a path for minorities to help bridge the economic chasm that separates them from whites.【C1】______
    " Higher education alone cannot level the playing field," the report concludes.
    Graduates from different races suffered disproportionately during periods of financial trouble. From 1992 to 2013 , the median net worth of blacks who finished college dropped nearly 56 percent(adjusted for inflation).【C2】______
    There is not a simple answer to explain why a college degree has failed to help safeguard the assets of many minority families. Persistent discrimination and the types of training and jobs minorities get have played a role. Another central factor is the heavy debt many blacks and Hispanics accumulate to achieve middle-class status.
    The collapse of the housing bubble played havoc with college-educated black and Hispanic families , who on average accumulated a huge amount of debt relative to the size of their paychecks. They borrowed a lot to buy homes, only to see them plunge in value during the mortgage crisis.
    This loss was made more devastating by the fact that blacks and Hispanics tended to have more of their wealth concentrated in their homes than whites and Asians, who accumulated more assets in the stock and bond markets, primarily through retirement accounts.
    【C3】______Substantially narrowing the racial and ethnic wealth gap, the study’s authors suggest, would require policy changes to expand the availability of a quality college education without forcing students into outsize debt.
    While the recession has caused steep declines in black and Hispanic wealth, the study contends that the problem is deeply rooted and more persistent.【C4】______When two nearly identical resumes are sent out, it has been documented that the candidate with a white-sounding name receives more callbacks than the applicant with a black-sounding name.
    Blacks and Hispanics are also less likely than whites to inherit money or receive help from their parents to cover a tuition bill or a down payment on a house. William Darity, director of the Duke Consortium on Social Equity at Duke University, points out that a family headed by a black college graduate has less wealth on average than a family headed by a white high school dropout.
    【C5】______
    Mr. Darity said he believed that family aid helped individuals avoid the type of risky big-ticket borrowing that ensnared so many Hispanic and black graduates. Mr. Darity explained, prior family wealth "shapes both income-generating opportunities and the capacity to allow wealth to grow more wealth. "
[A]By comparison, the median net worth of whites with college degrees rose about 86 percent over the same period, which included three recessions. Asian graduates did even better, gaining nearly 90 percent.
[B]"How you finance an asset is just as important as the asset itself," said Ray Boshara, director of the Center for Household Financial Stability at the St. Louis Fed bank.
[C]But a new report raises troubling questions about the ability of a college education to narrow the racial and ethnic wealth gap.
[D]Researchers have repeatedly found discrimination in the job market.
[E]Excessive college loans are also to blame for the persistent wealth gap.
[F]While the average value of a home owned by a white college graduate declined 25 percent, homes owned by black and Hispanic grads fell by about twice.
[G]The lack of family wealth is pivotal to understanding the racial economic gap, he argues.
【C3】
选项
答案E
解析 这几段都在解释种族间贫富差距的原因。本段后面内容是，“要大幅度缩小种族和族裔间贫富差距，就要让更多人能负担得起高质量的大学教育，防止学生被迫陷入债台高筑的窘境。”因此，这一段在说学费贷款过高也导致了贫富差距，故选[E]项。
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