2. 外语
  3. For this part, you are allowed 30 minutes to write a short essay entitled On Bank Loans following the outline given below. You s

For this part, you are allowed 30 minutes to write a short essay entitled On Bank Loans following the outline given below. You s

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问题 For this part, you are allowed 30 minutes to write a short essay entitled On Bank Loans following the outline given below. You should write at least 120 words but no more than 180 words.
    1．近年来很多人向银行贷款
    2．有些人反对这种做法
    3．我的观点
选项
答案 On Bank Loans It becomes a common tendency these days for people to take out bank loans to buy a house or a private car. Many people are opposed to this practice because they hold that bank loans are equal to debt, and it will always increase the burden of people in the coming years. They also argue that they will not buy anything before they are capable of paying it in cash. In my mind, however, I can’t agree with these people on this occasion. It takes many years for common citizens to earn enough money to buy a house or a car while taking out a bank loan certainly shortens the distance between dream and reality. At the same time, it is not too difficult for people to pay back the money if they have steady jobs. In addition, applying for bank loans can often be a form of investment, which makes it possible for people to earn more money. In conclusion, obtaining a bank loan will certainly do us good so long as we use it reasonably.
解析     文章首先指出现在许多人向银行贷款，有些人却不同意这种做法。他们的观点是：银行贷款等同债务；坚持有能力现金支付的时候才会买东西。
    第二段作者表明自己的观点，并给出三点理由。首先，普通人攒钱买房或买车，要花很长时间；其次，如果有工作，还银行贷款并不困难；再次，申请银行贷款也是一种投资方式。本段第一点理由中的It takes some time for sb．to do sth．是个常用句型，指“某人花费……时间做某事”。
    末段总结，指出合理利用银行贷款对我们有利。
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大学英语四级

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