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  3. Cheap long distance, the ability to spoof caller ID(来电显示)and the credit crisis are being used to facilitate a scam called vishin

Cheap long distance, the ability to spoof caller ID(来电显示)and the credit crisis are being used to facilitate a scam called vishin

admin2019-11-21  1
问题     Cheap long distance, the ability to spoof caller ID(来电显示)and the credit crisis are being used to facilitate a scam called vishing. Although telephone(telemarketing)scams are nothing new, the term vishing probably came about because advances in telephone technology are being used to depart unsuspecting people of their hard-earned money.
    The term fishing was coined from the word phishing. Internet scammers phish the waters of the Internet using spam e-mail as bait. Once a person falls for their "too good to be true" lure, personal and financial information is stolen using social engineering(trickery)or malicious software designed to data-mine the information right off the infected machine. The personal and financial information is then used to commit financial crimes, which is often referred to as identity theft.
    In the past week, I’ve received several calls where a computerized voice informs me that the offer to lower my interest rate is almost over. It then says to press " 1" if I want to lower my interest rate.
    I went ahead and pressed the number "1" to see what this "too good to be true" offer was all a-bout. After a few seconds, a female voice came on and asked me if I was interested in lowering my interest rate. I told her I was and she asked me for the 800 number of my financial institution so she could verify my eligibility. Since this is public information. I went ahead and gave one to an institution I no longer do business with. While I was digging up the number on the Internet, she made a lot of inquires about how many lines of credit I was behind on. After providing her with the 800 number , she asked me to give her all the credit card numbers that I wanted to lower the interest rate on.
    At this point, I had very little doubt I was dealing with a scam designed to steal credit card numbers. At no point did she identify a financial institution—and besides that—no financial institution would make a cold call and ask for credit card numbers. Additionally, when was the last time a financial institution offered to lower an interest rate to an existing customer unless they were being bailed out by the government(taxpayer)?
    I asked if she felt good about ripping people off and if I could speak to her supervisor. Of course, I was never referred to a supervisor and after cursing at me, she hung up. Trust me, from the vulgar language that was expressed, this call was not being recorded for training purposes!
    Comment 1 :
    I’ve been getting this call for a while now. Today, I actually pushed one and when I asked the guy if he worked for capital one he said no and called me stupid that capital one was a bank, then continued to be ugly, finally hanging up on me. I tried to get more information but to no avail, thus the search on google. Thanks for blogging about this.
    Comment 2:
    Yes, just today I received that call to reduce my interest rate, she asked me for the 188# on the back of my credit card, when I said she can call me back after I get her credentials she hung up on me very abruptly end of that.
    Comment 3:
    We are getting the same calls but they say press 9 and it connects you to an operator. They just hang up on you if you sound too smart. This last one I tried to follow along with the scam but still got hung up on. Have reported it to the "do not call" website perhaps they will find them one day and can use the complaints to arrest them.
    Comment 4:
    Thanks for blogging about this. I received this call too, they hung up on me when I asked them to take me off the list. This happened right after opening a very official looking scam letter about property tax reassessment(return address of PO Box 25519 in LA, CA). Scams are on the rise indeed!
What is the key technology used by the scammers in identity theft?
选项 A、Spam e-mails.
B、Questions one by one on telephone.
C、Software stealing people’s personal financial data.
D、Virus infected on people’s computers.
答案C
解析 细节题。根据第二段第三句“Once a person falls for their ’too good to be true’lure，per—sonal and financial information is stolen using social engineering(trickery)or malicioussoftware designed to data—mine the information right off the infected machine．”可知，骗子们使用社交软件或流氓软件套取个人身份信息和财务信息。A选项垃圾邮件，多数是获奖邮件，它是犯罪分子的第一步诱饵；B选项电话咨询，这是第二步，目的是取得受害人信任，为接下来的犯罪进行铺垫；D电脑病毒一般不适用于这个场合。故选C。
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