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  3. Personal Student Loans Both private and federal student loans are personal student loans. / However, there is still a big di

Personal Student Loans Both private and federal student loans are personal student loans. / However, there is still a big di

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答案 Personal Student Loans Both private and federal student loans are personal student loans. / However, there is still a big difference between the two. / The former allows students to loan for the full cost of their education / because it has a loan rate which varies, / while the latter is being offered by the federal government. / It has lower loan limits compared to the private student loans / because it has a much fixed loan interest rate. / Students can receive personal student loans anytime they want to. / As a matter of fact, personal student loans are very convenient / because it does not require a deadline for loan application. / One just has to fill out short and simple aid forms. / The approval of a certain loan depends upon the income and credit. / However, there is still another requirement / needed to be able to qualify for a personal student loan. / That is, the student applicant must be a US citizen or permanently reside in the US.
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