2. 外语
  3. Although college education is quite expensive it is important to achieve competitive jobs with good pays. Hence, many students w

Although college education is quite expensive it is important to achieve competitive jobs with good pays. Hence, many students w

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问题     Although college education is quite expensive it is important to achieve competitive jobs with good pays. Hence, many students want to know how to get a student loan. There are two broad types of student loans: federal loans and private loans.
    Federal loans are offered by the federal government. Students should fill up the Free Application for Federal Student Aid and hand it in online. This loan is granted to students who display extreme financial need.
    Remember that private loans should be your last choice as interests on them are generally higher than federal loans. You have to find out whether the university you’re admitted to has school channel loans which are loan programs planned as collaborations between colleges and financial organizations. If not, don’t lose heart as there are other options available. There are several private financial organizations that specialize in direct-to-consumer private loans, so you can contact them.
What should students do if there are no channel loans in their colleges? They should contact some organizations providing di rect-to-consumer ______.
选项
答案private loans。
解析 由线索词there areno channel loans，contact定位到原文第三段末句。本句指出，学生们申请助学贷款的最后途径是一些民间的私人贷款，可以确定本题的答案为private loans。
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