首页
外语
计算机
考研
公务员
职业资格
财经
工程
司法
医学
专升本
自考
实用职业技能
登录
外语
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house -owner, for example, knows that hi
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house -owner, for example, knows that hi
admin
2018-09-25
37
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house -owner, for example, knows that his property can be damaged by fire; the ship -owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured" and those who administer the pool of contributions as "insurers".
Not all risks lend themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated - and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the "policy". This is the printed form of contract on paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the "premium"(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The workding of policies, particularly in marine insurance, often seems very old - fashioned, but there is a sound reason for this. Over a large number of years many law cases have been brought to clear up the meaning of doubtful phrases in policies.
The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in policies even when they have passed out of normal use in speech.
Old - fashioned wording is sometimes used in insurance policies because______.
选项
A、insurance is old - fashioned
B、insurance has existed for a long time
C、it enables ordinary people to understand it
D、the meaning of such wording has been agreed upon
答案
D
解析
细节题,由最后一段The wording of policies……doubtful phrases in policies可知答案选D。
转载请注明原文地址:https://www.kaotiyun.com/show/gR3O777K
0
成人本科学位英语
相关试题推荐
Accordingtoasurvey,whichwasbasedontheresponsesofover188,000students,today’straditional-agecollegefreshmenare"
Pleaseremindme______hesaidhewasgoing.Imaybeintimetoseehimoff.
Itisestimatedthatthedisease________bypollutedwaterwillkill1outofevery100children.
______thefog,weshouldhavereachedourdestination.
ChildrendonothaveenoughexperiencetorealizethatTVshowspresentanunrealworld;thatTVadvertisementslietosellprod
In2012,IhadjustrecoveredfromaseriousillnesswhenIreceivedaninvitationtoawriter’sconferenceinOrlando,FloridA
Roger:So,howisyournewroommate?Martha:【D1】______Roger:Whathappened?Martha:She’salwaysmakingloudnoisesatmidnig
HarrietBeecherStowehadpouredherheartintoheranti-slaverybook,"UncleTom’sCabin".Butneithershenorherfirstpubl
HarrietBeecherStowehadpouredherheartintoheranti-slaverybook,"UncleTom’sCabin".Butneithershenorherfirstpubl
Theyspentalltheirsparetime________theirsparemoney,ontheirexperiments.
随机试题
试述政策系统与政策行为者的关系。
《掷铁饼者》的作者是希腊雕塑家【】
在孕早期,对月经不规律的孕妇推算其孕周,以下哪种方法最可靠
患者接受顺铂化疗时,药师应重点监测的不良反应是()
已知反应N2(g)+3H2(g)→2NH3(g)的△rHm<0,△rSm<0,则该反应为()。
军用卫星中应用最广的是()。
根据以下资料,回答问题。能够正确描述2015年新能源汽车产业五种专利申请数占比的统计图是()。
废藩置县
请结合具体作品论述纪录片的美学特征与文化价值。
下列关于光纤分布式数据接口FDDI的描述中,不正确的是()。
最新回复
(
0
)