Which one of the following lending considerations is the least important?______.

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问题 Which one of the following lending considerations is the least important?______.

选项 A、Customer’s ability to repay
B、Purpose of loan
C、Security available
D、Amount required

答案C

解析答案为C项。有无抵押担保不能作为进行贷款决策的主要依据，因此，在进行贷款审查时，客户的还款意愿、借款目的和借款金额等因素应放在有无抵押担保这一因素之前考虑。故本题选C项。

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FECT综合（现代金融业务）

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