2. 外语
  3. A、A term deposit that can be drawn at any time. B、A time deposit with a bank. C、A current deposit. D、A check account. B录音原文提到A c

A、A term deposit that can be drawn at any time. B、A time deposit with a bank. C、A current deposit. D、A check account. B录音原文提到A c

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问题  
A certificate of deposit(CD)is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD?
25. Which of the followings generally issue CDs?
26. How long does a specific maturity usually last?
27. Why do CDs pay higher return to investors than T-bills?
选项 A、A term deposit that can be drawn at any time.
B、A time deposit with a bank.
C、A current deposit.
D、A check account.
答案B
解析 录音原文提到A certificate of deposit(CD)is a time deposit with a bank．C.D存放在银行的定期存款。
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本试题收录于： FECT综合（现代金融业务）题库金融英语（FECT）分类
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金融英语（FECT）

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