为了帮你更好地理财，教你几个省钱小窍门。一、设定“远大”的目标，促进自己存钱。比如，计划自己在一年之内买一套正装，两年内买辆车或者五年内买套房子。二、节约日常开支。三、养成省钱的习惯，远离费钱的东西。要学着记账，记清楚买了什么东西，花了多少钱。

(1)To help you better manage your salary, here comes some money-saving tips. First, you need to set ambitious goals to encourage you to save money. For example, you plan to have a formal dress in one year, to own a car in two years’ time or to buy an apartment in five years. Second, economize your daily expense. Third, form money-saving habits while stay away from those that waste money. Learn to keep a diary of how much you spend and what it’s for.
(2)More than 600 million people worldwide work excessively long hours—and Britons are the worst offenders among rich nations. A report on working trends shows that more than a quarter of British workers put in more than 48 hours a week. It pointed to the growth of service industries, such as tourism and transport, and the expanding informal economy, where workers are not under contract, contributed to longer working hours. Both elements are signs of increasing globalization, it said.