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  3. Bankruptcy Bankruptcy is a legal process for people and businesses that are in debt. / In America, two kinds of bankruptc

Bankruptcy Bankruptcy is a legal process for people and businesses that are in debt. / In America, two kinds of bankruptc

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答案 Bankruptcy Bankruptcy is a legal process for people and businesses that are in debt. / In America, two kinds of bankruptcy are most common for individuals. / These are called chapter seven and chapter thirteen. / Chapter thirteen bankruptcy requires people to have a plan to repay their creditors. / They make payments for three to five years / until most of their debt is paid off. / In chapter seven bankruptcy, people must give up some of their property. / The property is then sold to pay their creditors. / But the people are able to keep the money they earn / after they bring their bankruptcy case. /
解析                                                                          破产
       破产是为负债人和负债公司制定的一个法律程序。美国有两种最常见的个人破产方式——被称为第七章和第十三章。第十三章规定，债务人必须制定在三至五年内还清债务的计划。根据第七章的要求，债务人必须将其部分财产卖掉，以清偿债权人。但是，债务人可以在破产案之后保有所赚得的收入。
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