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  3. The world is on the cusp of a staggering rise in the number of old people, and they will live longer than ever before. Over the

The world is on the cusp of a staggering rise in the number of old people, and they will live longer than ever before. Over the

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问题 The world is on the cusp of a staggering rise in the number of old people, and they will live longer than ever before. Over the next 20 years, the global population of those aged 65 or more will almost double, from 600 million to 1.1 billion. The experience of the 20th century, when greater longevity translated into more years in retirement rather than more years at work, has persuaded many observers that this shift will lead to slower economic growth and "secular stagnation", while the swelling ranks of pensioners will bust government budgets.
    But the notion of a sharp division between the working young and the idle old misses a new trend, the growing gap between the skilled and the unskilled. Employment rates are falling among younger unskilled people whereas older skilled folk are working longer. The divide is most extreme in the U.S., where well-educated baby-boomers are putting off retirement while many less-skilled younger people have dropped out the workforce.
    This trend will benefit not just fortunate oldies but also, in some ways, society as a whole. Growth will slow less dramatically than expected; government budgets will be in better shape, as high earners pay taxes longer. Rich countries with lots of well-educated older people will find the burden of ageing easier to bear than other countries like China, where half of all 50-to-64-year-olds did not complete primary-school education. At the other end of the social scale, however, things look grim. Manual work gets harder as people get older, and public pensions look more attractive to those on low wages and the unemployed.
    Nor are all the effects on the economy beneficial. Wealthy old people will accumulate more savings, which will weaken demand. Inequality will increase and a growing share of wealth will eventually be transferred to the next generation via inheritance, entrenching the division between winners and losers still further. One likely response is to impose higher inheritance taxes. So long as they replace less-fair taxes, that might make sense. This would probably encourage old people to spend their cash rather than salt it away. But governments should focus not on redistributing income but on generating more of it by reforming retirement and education.
    How likely are governments to make these changes? Look around the rich world today, and it is hard to be optimistic. The swelling ranks of older voters, and their disproportionate propensity to vote, have left politicians keener to pander to them than to implement disruptive reforms. Germany, despite being the fastest-ageing country in Europe, plans to cut the statutory retirement age for some people. In the U.S., both social security (the public pension scheme) and the fast-growing system of disability benefits remain untouched by reform. Politicians need to convince less-skilled older voters that it is in their interests to go on working. Doing so will not be easy. But the alternative—economic stagnation and even greater inequality—is worse.
What is the appropriate title of this passage?
选项 A、Global Ageing: A Grey Economy
B、Global Ageing: Powers of the Elderly
C、Today’s World: Pessimistic Prospects
D、Economy of Ageing: Slower and More Unequal
答案D
解析 第1段指出老龄人口激增会使经济增长减慢、停滞，使政府预算崩溃；第2、3段指出人口老龄化中被忽视的趋势以及这一趋势的好处：高收入的老年人会增加政府的税收收入；第4段则指出弊端：老年人储蓄的增加会降低需求，会加剧社会不平等；最后一段指出政客们需要有所作为，而事实却并不乐观。综上，虽然新的趋势有一定好处，但是从现状和发展的可能情况看，前景还是比较消极的，D“经济老龄化：更慢更不平等”能够概括全文。A“全球老龄化：灰色经济”，grey economy“灰色经济”是非正式、非正规的经济，文中并无提及，因此排除。B“全球老龄化：老年人的力量”，仅涉及文中老年人的社会贡献，没包括弊端，故不能概括全文。C“今日世界：消极的未来”过于宽泛，没能指出文章的重点。
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