2. 外语
  3. In today’s world, insurance plays a valuable role in the economic and 1.______ social welfare of the entire population. The wish

In today’s world, insurance plays a valuable role in the economic and 1.______ social welfare of the entire population. The wish

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问题     In today’s world, insurance plays a valuable role in the economic and 1.______
social welfare of the entire population. The wish to guard for dangers 2. ______
to life and property is basic to human nature. By using various kinds of
insurance, society has been able to reduce the influences of such hazards. 3.______
    Nowhere is insurance more important than the management of a business. 4.______
In many instances, losses in a small firm can mean the difference between
growth and failure, vitality and stagnation. Very few small businesses have
even a portion of the financial resources available to larger enterprises.
Frequently, they must operate on a very slight margin if they hope to stay in
business. And thus, they are particularly sensible to unexpected losses. 5.______
    Without enough insurance, what happens to such a firm when the
owner dies or is suddenly disabled? When a fire breaks up and destroys 6.______
the firm’s building or stock? When an employee is found to have stolen
company funds? When a customer is awarded a liability judgment for an
accident? Too often, the business is forced to the wall, its future operations
drastically curb; sometimes, it is damaged beyond repair, its ability to 7.______
continue completely crushed.
    Almost always, a small businessman would find it impossible to handle
the full burden of his potential risk. The amount of money he would have to
set aside to pay possible losses would leave him nothing, or almost nothing, 8.______
to run his business. If loss were to occur which he could repair by using his 9.______
reserve fund, what assurance would he have if another loss — the same kind 10.______
or different — might not occur next week, next month? But then he would
have no reserve fund and little likelihood of staying in business at all.  
选项
答案influences——effects
解析 本题为名词误用。influence强调对(人的)思想、行为产生的影响，而effect更侧重产生的相应后果。这里表示减少这些危险带来的后果，应当用effects。
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