The Federal Reserve Bank of New York is near collapse, for it failed to pay back bailout cash.

In spring 2009, a bank examiner inside the Federal Reserve Bank of New York called colleagues with worrisome news: The global banking giant that despite taking more than $476 billion in bailout cash and guarantees, the most of any rescued bank, was near collapse.

African-American representation on the football field does not mirror that in the classroom. Non-Hispanic whites make up 58% of undergraduates, while black students constitute only 14% . But black men comprise 57% of college teams, on average.