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The Female Life Expectancy is Advantageous to Social Security Program One of the great advances of 20th century was increase
The Female Life Expectancy is Advantageous to Social Security Program One of the great advances of 20th century was increase
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2013-07-08
58
问题
The Female Life Expectancy is Advantageous to Social Security Program
One of the great advances of 20th century was increased life expectancy. This advance might have bankrupted Social Security, if it were not for women in the work force.
When the Social Security program was created in the 1930s, life expectancy was 60 years,as compared to 75 years in the 1980s and 78 years today. With 1930s life expectancy, a great number of people were expected to pay Social Security taxes while they worked, but never live long enough to ever collect benefits. The early planners of the system understood that the prior contributions of the now-deceased were one way that a retiree could collect more in benefits than he paid in taxes.
Although there are still some Americans who work, pay taxes, and then die before collecting Social Security benefits, this life cycle is much less common than it used to be. Thus you would think that Social Security would have had a huge deficit years ago.
Once they turn 62 years old, married people, widows and widowers are eligible for Social Security, regardless of whether they ever worked for pay during their lifetimes. When Social Security was in the planning stages, it was expected that most working-age couples would have only one person working (and thereby paying the payroll tax)—typically the husband. Yet when these couples retired, Social Security would pay benefit checks to both of them as long as they lived. Thus, a payroll tax rate was planned that could bring in enough revenue from working men to pay both the retired men and the retired women.
History did not quite turn out that way. In fact, millions of married women worked for pay and paid the payroll taxes as they did. This was largely profit for the Social Security system, because the system would have paid those women benefits regardless.
The revenues of governments in the future will depend just as much on how women spend their time. Governments can expect more revenue if women continue significantly with their labor market progress, and less revenue if some of women’s payroll gains are reversed in the years ahead.
What is said about Social Security program in the 1930s?
选项
A、The limited life made many people pay Social Security taxes yet never benefit from it.
B、Life expectancy was only 60 years, so few people would like to pay the Social Security taxes.
C、A retiree could collect more in benefits if he/she would not die before the limited time.
D、Women don’t need to pay for Social Security taxes and have no right to benefit from it.
答案
A
解析
语义分析题。根据题干关键词1930s定位到文章第2段第2句:With 1930s lifeexpectancy,a great number of people were expected to pay Social Security taxes while theyworked,but never live long enough to ever collect benefits.可知,上世纪三十年代很多人交了社会保障金但是却活不到从中受益的时候。
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考研英语一
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