2. 考研
  3. 消费信贷 尽管“消费信贷”概念在美国等发达国家家喻户晓，但对中国的消费者来说还是件新鲜事。住房贷款是去年才实行的。尽管如此，1998年上半年，中国四大商业银行向未来的房主和房地产开发商发放了相当于60亿美元的贷款。 仅五个月内，一家大银行便

消费信贷 尽管“消费信贷”概念在美国等发达国家家喻户晓，但对中国的消费者来说还是件新鲜事。住房贷款是去年才实行的。尽管如此，1998年上半年，中国四大商业银行向未来的房主和房地产开发商发放了相当于60亿美元的贷款。 仅五个月内，一家大银行便

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问题     消费信贷
    尽管“消费信贷”概念在美国等发达国家家喻户晓，但对中国的消费者来说还是件新鲜事。住房贷款是去年才实行的。尽管如此，1998年上半年，中国四大商业银行向未来的房主和房地产开发商发放了相当于60亿美元的贷款。
    仅五个月内，一家大银行便发放了3900万美元购车贷款。银行还提供个人贷款用于购买大件家用电器。有些家庭为儿女能够到国外名牌大学就读申请了教育贷款。
选项
答案Consumer Credit While the concept of "consumer credit" is well known in developed countries like the United States, it’ s something new to Chinese consumers. It was just last year that Housing Loans were introduced. Still, in the first half of 1998, China’ s four major commercial banks loaned the equivalent of $ 6 billion to potential homeowners and real estate developers. In just five months, one major bank granted $ 39 million dollars in Auto Loans. Banks are also offering Personal Loans, with which consumers can purchase major home appliances. Some families are taking out Education Loans, so their sons and daughters can attend prestigious universities overseas.
解析
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